PBZ and CPS announce mortgage program
Kampuni ya CPS Live Ltd na benki ya watu wa zanzibar (PBZ) mnamo mwezi wa Agosti, 2017 walifunga mkataba wa kuwawezesha wananchi wa Zanzibar wateja wa benki hiyo kununua nyumba zinazojengwa ndani ya mji mpya wa maendeleo (Zanzibar Fumba Town Development) uliopo katika vijiji vya Dimani na Nyamanzi kwa masharti nafuu.
CPS Live Ltd and the People’s Bank of Zanzibar (PBZ) held a press conference today, the 13th September 2017, to announce their cooperation and the signing of contracts that will enable customers of PBZ to buy houses of the Fumba Town Development project with affordable conditions through a bank loan.
Wakizindua rasmi mpango huo mbele ya wanahabari, Mkurugenzi Mwendeshaji wa CPS Sebastian Dietzold pamoja na Mkurugenzi Mwendeshaji wa PBZ Juma Hafidh katika ofisi za kampuni ya CPS Mazizini walisema makubaliano ya huo mpango yamelenga kuwawezesha wananchi kununua nyumba kwa gharama nafuu.
The press conference was held at CPS headquarters in Zanzibar Town. It was well attended by about 40 journalists representing all major TV and radio stations as well as newspapers from Zanzibar and mainland Tanzania. The CPS Managing Director Sebastian Dietzold together with the Managing Director from People’s Bank of Zanzibar Juma Hafidh declared that their cooperation will enable the citizens to buy houses for a affordable price.
Mkurugenzi Hafidh amesema kwamba mwananchi yeyote mwenye kazi rasmi na mshahara wa kila mwezi au kipato kinachomuwezesha kulipia mkopo anaweza kupata fursa ya kuingia mkataba na PBZ na kununua nyumba kwa njia ya mkopo wa aina mbali mbali.
Managing Director Hafidh stated that any citizen with a monthly salary and other regular income enabling him to repay his loan will get the chance to sign a contract with the People’s Bank of Zanzibar to buy a house via different mortgage programs.
Amesema mkopo huo utakuwa na masharti nafuu na riba ya chini ili kumuwezesha kila atakaehitaji aweze “Kununua nyumba kwa bei ya kupanga” kama ilivyo kauli mbiu rasmi ya mradi huo uliolenga kutoa fursa kubwa kwa wananchi wa Zanzibar kujipatia nyumba kwa gharama nafuu ndani ya mazingira mazuri na miundo mbinu ya hali ya juu.
He said that the mortgage programs will have favorable conditions and low interest rates in order to make it possible for as many people as possible to “buy a house for the same price as paying rent”. This is the main aim of the new program, developed for the citizens of Zanzibar that want to be part of the new Fumba Town experience and purchase affordable housing in a clean environment with modern infrastructure.
“Kupitia mpango huu kila mteja ataweza kununua nyumba kwa kulipa kiasi kidogo cha kuanzia shilingi elfu kumi na tano (15,000/=) kwa siku ndani ya muda wa miaka kumi na tano (15) kulingana na aina ya nyumba kiwango ambacho kinaweza kufikiwa na kila mmoja miongoni mwa wateja wetu bila ya kujali aina ya akauni yake au mkopo atakaohitaji”, amesema Hafidh.
“Through this program every customer will be able to buy housing starting from only 15 000 TZS per day with a payment plan of 15 years. This will be available irrespective of which account you have at PBZ bank or how much savings you have accumulated.” said Hafidh Juma.
Mapema Mkurugenzi Sebastian ameeleza kuwa uamuzi huo umelenga kusaidia dhamira ya serikali ya Zanzibar kuwapatia wananchi wake makaazi bora na kuwataka wananchi kutumia kikamilifu fursa hiyo ambayo inaendana na malengo ya taifa ya kukuza uchumi kufikia kiwango cha kati ifikapo mwaka 2020.
Earlier on, managing director Sebastian Dietzold mentioned that the decision to put up these mortgage plans is aimed at fulfilling the intent of the Government of Zanzibar to provide modern and affordable housing to the citizens of Zanzibar. The mortgage plans with PBZ will now make it possible for many Zanzibaris to purchase housing, which will also bring the government a step closer to fulfill the development goals for the middle class of 2020.
“Mradi huu unajengwa Zanzibar na umewalenga watu wa Zanzibar na ndio maana siku zote tumekuwa tukijitahidi kufanya kila linalowezekana kuwafanya wawe ni washirika na kupata makazi bora kwa gharama nafuu zaidi”, amesema Sebastian.
“This project is built in Zanzibar and it is aimed at Zanzibaris, that’s why we work hard to make them a part of Fumba Town Development and built modern housing for affordable prices, while at the same time cooperating with the PBZ bank and provide opportunities for citizens to finance their new home for reasonable rates” states Sebastian Dietzold.
Aidha Mkurugenzi huyo alimshukuru Rais wa Zanzibar Dk. Ali Mohammed Shein kwa kutembelea mradi huo Agosti 22 mwaka huu alipokuwa na ziara ya kikazi katika mkoa wa Mjini Magharibi Unguja hatua iliyopelekea watu wengi zaidi kuufahamu mradi huo uliofunguliwa mwaka 2015 na kuanza utekelezaji wake mwishoni mwa mwaka 2016.
Furthermore he expresses his gratitude towards the President of Zanzibar, Dr. Ali Mohammed Shein, for visiting the construction site on August 22nd as part of his inspection of the western region of Zanzibar. The visit made it possible for more citizens to get information about Fumba Town Development which was initiated in 2015 and which construction began in late 2016.